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Your Tennessee Dental Association sponsored coverage provides protection against claims that may be brought against you in your practice as a dentist.

Features and Highlights...

Individual Policy Benefits:

• LIMITS - Coverage is available from $100,000/$300,000 to $5,000,000 per incident, $7,000,000 aggregate.
  
  
• POLICY TYPES - Occurence, convertible claims-made, and standard claims-made (with prior acts available) policy types are available.
  
  
• PREMIUM CREDITS - Premium credits are available for claims-free, risk management, new dentist, part-time, leave of absence and large groups.
  
  
• SETTLEMENT PROVISION - Insured retains absolute consent to settle. No financial liability is assumed by the insured for any claim contained within policy limits. No hammer clause.
  
  
• EMPLOYED HYGIENISTS, ASSISTANTS & STAFF - Covered, at no extra cost.
  
  
• EXTENDED REPORTING PERIOD - Extended reporting period for claims-made policies (tail coverage) available and at no cost upon full disability, death or retirement (subject to qualification).
  
  
• CONTRACTUAL LIABILITY - Protects you for hold harmless agreements with HMO's, PPO's, IPA's or other similar organizations.
  
  
• PROFESSIONAL CORPORATION OR PROFESSIONAL ASSOCIATION - Protects the assets of your one person professional association against claims within your limits.
  
  
• LOCUM TENUMS - Permits limited sharing of your policy while licensed & approved dentists fill in for you during vacation, etc.
  
  
• DEFENSE COSTS, INCLUDING ATTORNEY FEES - Covered and does not reduce the limits of your policy.
  
  
• RISK MANAGEMENT - Publications, seminars, programs and practice audits are available.

Entity Policy Benefits:

• POLICY WITH SEPERATE LIMITS - Corporations, associations and partnerships are eligible to purchase an additional policy to protect the assets of the entity.

Underwritten by:
The Medical Protective Company
Professional Protection Exclusively since 1899