Individual Disability Insurance
As a new TDA member, you are eligible to participate in a new Individual Disability plan!
As the sponsored insurance agency and exclusive insurance plan administrator for the Tennessee Dental Association, the TDA Insurance Agency, is pleased to offer a new individual disability plan with substantial premium discounts and simplified underwriting for TDA members underwritten by Principal Life Insurance Company.
Principal is one of the country's largest and strongest life insurance companies. This individual disability plan will offer you comprehensive protection designed to meet the special needs of dentists. Plus, during your 90-day open enrollment period (90-days from your TDA membership date), you can apply for coverage and receive simplified underwriting.
Streamlined process with as few requirements as possible and quick turn around time - within 48 hours of completing the telephone interview you will have an underwriting decision.
Simplified underwriting for up to $3,000 monthly benefit, no exams, doctor's records, or financial documentation required. All you have to do is complete a few questions on the application and do a telephone interview of approximately 15 minutes.
- YOUR OCCUPATION DEFINITION -- Because these are individual policies, the definitions of disability are the best - your occupation definition.
- A 10% PREMIUM DISCOUNT -- Guaranteed level and coverage is portable.
- AN ADDITIONAL 10% DISCOUNT -- For limiting mental nervous/substance abuse benefits to a maximum of 24 months.
- A 30% DISCOUNT AVAILABLE -- If three or more participate from one practice. Discounts are continued even if you leave your practice, move out of state or leave the association.
- NON-CANCELABLE AND GUARANTEED RENEWABLE -- The premium on the policy cannot be increased nor can the insurance company change the policy benefits before age 65.
- COVERAGE IS NOT GUARANTEED ACCEPTANCE -- Riders, Ratings and Declinations are possible.
To take advantage of this exclusive offer, please Contact Us.
Click Here for the Disability Insurance Needs Calculator.